Laguna Beach-Dana Point, California

Cost-of-Living:  Above the national average

This spot is a seaside resort and an artists’ colony located 40 miles south of Los Angeles. Nearly 50% of the 24,000 people living here is age 45 or better.

Mild weather throughout the year. Temperatures rarely dip below 32 degrees or rise above 90 degrees.   Sunny 150 days of the year.  Average annual precipitation is 12 inches.

Fort Collins, Colorado

Cost of Living:  Above the national average

Orriginally a military post, Fort Collins often tops lists of the best places to live, thanks to its low crime rate, plentiful restaurants, excellent medical care, great senior services, beautiful setting, relatively mild climate and respect for the environment.   The cost of living is 3% above the national average, and the median home price is $210,000, also above the national median.   Of the population, 25% is age 45 or better.

Taos, New Mexico

Cost-of-Living:  Above the national average

A hippie hang out in the 1960s and 1970s, Taos today remains a very liberal, “live and let live” kind of place.  The cost of living is 5% above the national average, and the median home price is $250,000.  Forty-two percent of residents are age 45 or better.